Phillip Cannella Media: Phil Cannella Discusses Reverse Mortgages
Phil Cannella – Phillip Cannella Media: Phil Cannella, as a renowned Retirement Expert, has some advice to share on reverse mortgages as a tool that may be appropriate for some seniors. Phil Cannella explains that a reverse mortgage is one of the best concepts to come along in years for the benefit of retired Americans. It’s a federally regulated financial resource that provides a lump sum of income with no restriction on its use. In fact, it’s a loan from yourself to yourself that’s tax-free and Read More +
Phillip Cannella News: Phil Cannella Explains How Crash Proof Retirement Applies to You
Phil Cannella – Phillip Cannella News: Phil Cannella crash proof retirement system is much more than just a cliché, it is a means to protect the nest egg of a consumer so that it is secure from market crashes. In this day and age, when retirees are living longer than ever, it is important than a retiree has the necessary wherewithal to live out their retirement dreams. This is one of the reasons Phil Cannella designed the Crash Proof Retirement system. He was dissatisfied seeing retirees lose Read More +
Phillip Cannella Blog: Phil Cannella Says that a Reverse Mortgage Could be a Win-Win for All Involved
Phil Cannella – Phillip Cannella Blog: Phil Cannella, as it is well-known, is a true retirement expert when it comes to working with a senior’s finances. Phil Cannella is the consummate financial professional and has studied much in order to properly advise and counsel seniors on what to do to protect their hard earned nest eggs as they go into retirement. One of the topics Phil Cannella is very familiar with is a reverse mortgage. This is really just another tool in the mix of tools Read More +
Phillip Cannella Media: Phil Cannella Explains Equity Indexed Annuities
Phil Cannella – Phillip Cannella Media: Phil Cannella carefully separates the different types of annuities available on the market so that the consumer can review and look at each one by its own merits. In fact, what Phil Cannella will do when a consumer comes through his educational process is educate him or her on the different types of financial vehicles out there so that they can make an informed decision with regard to their finances. An often misunderstood product, as Phil Cannella explains, is the Equity Read More +
Phillip Cannella Media: Phil Cannella Warns Not To Confuse the Bad Annuities with the Good Ones
Phil Cannella – Phillip Cannella Media: Phil Cannella, like any good researcher, can rapidly separate the good from the bad, the wheat from the chaff so to speak. Phil Cannella has done exactly that when examining the different types of annuities out there. As Phil Cannella points out, there are some annuities that are truly bad for the consumer and should never ever be sold. On the other hand, we cannot let the bad rap these annuities have get in the way of our clear thinking Read More +
Phillip Cannella News: Phil Cannella Adds Up The Fees in a Variable Annuity
Phil Cannella – Phillip Cannella News: Phil Cannella exposes in just minutes how a variable annuity is just wrong for the consumer in so many different ways. A simple math example that Phil Cannella can do on a white board in front of you illustrates this very, very well. First Phil Cannella tells us to add up the variable annuity fees from the insurance side and the mutual fund fees from the securities side. Easily, you could be looking at about 5% each and every year. Then Read More +
Phillip Cannella Media: Phil Cannella Asks Who Will Pay for Social Security When The Money Runs Out
Phil Cannella – Phillip Cannella Media: Phil Cannella makes an excellent point that sooner or later there will be a shortfall with tax revenues and the government will no longer have adequate funds to continue paying social security. Most of us are banking on the fact that when we reach 65 we’ll be getting a stream of income from social security based on what we put in. So many are blissfully looking forward to their Golden Years…. Phil Cannella doesn’t want to shatter anyone’s dreams, but there Read More +
Phillip Cannella Blog: Phil Cannella on Social Security
Phil Cannella – Phillip Cannella Blog: Phil Cannella warns us that social security might not have the funds in 10 years time to provide us with what it claims it should when we reach 65 years of age. This very fact is made known to us by the social security administration itself according to Phil Cannella. Phil Cannella explains it very consisely: “Every year around your birthday, you receive a report showing what you’ve paid into Social Security and what you can expect your payment to be Read More +
Phillip Cannella Media: Phil Cannella Gives us Another Fundamental Philosophy
Phil Cannella – Phillip Cannella Media: Phil Cannella shines a beacon of light for all people who are in their retired years. That light paves a way for a much more fulfilling and rewarding retirement by reason of protection and preservation of an individual’s estate by taking those assets that are at risk and putting this into vehicles that are proof’d against market loss. Phil Cannella provides consumers with a means to navigate through retirement by providing an education to all those that come through his doors. Read More +
Phillip Cannella Media: Phil Cannella’s Take on the Major Problem With Retirement Accounts
Phil Cannella – Phillip Cannella Media: Phil Cannella looks at retirement differently than most retirees and most financial advisors because his family suffered a catastrophic loss of their nest egg shortly after retirement. He now helps thousands of American retirees avoid the same catastrophe. During the Accumulation Phase, you may feel secure knowing that you are putting away money that will allow you to retire safely and happily. Whether you’ve contributed to a 401(k), 403(b), IRA, SEP, Keogh or other government sanctioned retirement account, you knew you Read More +
Phillip Cannella News: Phil Cannella Explains “Sleep Well Accounts”
Phil Cannella – Phillip Cannella News: Phil Cannella works with American retirees who want to sleep well knowing their nest egg is safe and sound. One of the financial lessons he teaches is something many people don’t realize, which is that the insurance industry can be their number one ally. Phil Cannella calls insurance products “sleep well accounts” because they allow you to sleep well no matter what the economic conditions are. If the markets go up, you sleep well knowing that you’re making money. If they Read More +
Phillip Cannella Blog: Phil Cannella Explains the Exclusion Ratio
Phil Cannella – Phillip Cannella Blog: Phil Cannella shows retirees everyday how to legally refrain from reporting 85% of their income over a ten-year period, a method that most financial advisors aren’t even aware of. Do you want to know how you can do the same? The answer lies with what is called the Exclusion Ratio, which is the portion of your annuity’s income that the IRS considers a return of your original principal. When you own certain insurance products, you receive a number of tax Read More +
Phillip Cannella Media: Phil Cannella Shines a Beacon of Light for Seniors
Phil Cannella – Phillip Cannella Media: Phil Cannella offers real hope to seniors that something effective can be done for them when it comes to protecting their assets from erosion. In a world bent on greed and amassing money at every turn, Phil Cannella shines a beacon of light not just on the hope that something effective can be done, but actually provides some real planning for people in their retired years. A first-hand experience of some of the real difficulties that seniors and their family’s face Read More +
Phillip Cannella News: Phil Cannella Gives a Tip on Avoiding Probate
Phil Cannella – Phillip Cannella News: Phil Cannella has a lot of tricks up his sleeve on how to avoid probate. If you’ve had any experience with a loved one going through probate you will most likely quickly realize that an alternative solution would be far better than the anxieties and difficulties that probate brings about. This field is another area in which Phil Cannella shines. Phil Cannella knows quite a few “tricks” that are unknown to many based on the experience and education he has personally Read More +
Phillip Cannella Media: Phil Cannella Enumerates The Importance of Financial Planning After One Passes
Phil Cannella – Phillip Cannella Media: Phil Cannella in his educational process, hands out some golden tidbits of information that really put into perspective how important it is that one works with a financial professional who is well versed in many different areas of financial planning, estate planning, retirement planning, etc. Phil Cannella is just such a person. One of the things Phil Cannella points out is that decisions you make with regard to your assets has a definite impact on your beneficiaries when you pass away Read More +
Phillip Cannella Media: Phil Cannella’s Tips on Reducing Retirement Risk
Phil Cannella – Phillip Cannella Media: Phil Cannella considers himself a financial lifesaver, primarily because he teaches people what no one else is teaching. Part of those teachings include helping American retirees understand the risks their nest egg is under and how to safeguard against those risks. The best part about what Phil Cannella teaches is that with just a couple quick changes to your portfolio, you can move it out of risk and into a safe, age-appropriate, tax-free position, effectively reducing the risk of losing Read More +
Phillip Cannella News: Phil Cannella’s 13 Tough Questions You Should Ask Your Financial Advisor
Phil Cannella – Phillip Cannella News: Phil Cannella has said it many times, “retirement planning is an elite field that requires extensive training beyond the ‘one size fits all’ strategies that most ‘financial general practitioners’ use. To keep up with age-favorable IRS and IRA laws, as well as age-appropriate financial vehicles, a career-long financial and time commitment to continuing education is necessary. Only specialists will know the advantages of utilizing the specially designed financial products that are available to you in retirement. To determine if Read More +
Phillip Cannella Blog: Why Phil Cannella Urges Retirees to Stay Away from General Financial Advisors
Phil Cannella – Phillip Cannella Blog: Phil Cannella is on a mission to help American retirees live the dream of retiring comfortably and securely. It has been a life mission of his since he watched devastation take place when his grandpop lost his nest egg. Unfortunately, the majority of American retirees are being advised incorrectly when it comes to the safety of their nest egg, and it’s costing them the money they need to survive. As Phil Cannella points out, most advisors in our nation are Read More +
Phillip Cannella Blog: Phil Cannella Secures Your Nest Egg
Phil Cannella – Phillip Cannella Blog: Phil Cannella makes a point that none of us want to lose what we have worked hard all our life to gain. We all want to win and none of us want to lose with our gambling, whether this is in a Las Vegas Casino or on Wall Street stocks. We cheer as the markets rise, we cry as they fall. Yet to the common investor, to the person who is in their retirement, Phil Cannella asks if they should Read More +
Phillip Cannella Media: Phil Cannella, A Forty Year Career As a Professional
Phil Cannella – Phillip Cannella Media: Phil Cannella’s drive to be a professional can be seen in the way he has helped so many American families live a more stable and secure life. Too often Phil Cannella witnessed the unsuspecting being taken advantage of, and too often he witnessed Wall Street fleecing the everyday investor. These moments in Phil Cannella’s life brought him to the threshold of doing something about the matters at hand in an attempt to provide succor to the American retiree. Recognizing Read More +
Phillip Cannella News: Phil Cannella’s Drive to Affect Industry Change
Phil Cannella – Phillip Cannella News: Phil Cannella is quite passionate about what he believes in and this is a true hallmark of someone who knows what he is doing and has a desire to make a difference in the world. Phil Cannella, from a very early age, recognized some deficiencies in the world of business and sought to do something about it. For Phil Cannella, this all began at an early age when his grandpa ended up in the need of nursing home care. What Read More +
Phillip Cannella News: Phil Cannella Brings Solutions With His Financial Strategies
Phil Cannella – Phillip Cannella News: Phil Cannella helps seniors not by offering one or two financial products to a retiree, but providing an education and a system that takes them from where they are now to a new perspective with regard to their finances. Phil Cannella explains what he does, “I will introduce and explain the safe, proven and specialized financial instruments and strategies that can profoundly safeguard the asset positions of retirees. Although proven effective, these tactics stillremain virtually unknown to many financial advisors, Read More +
Phillip Cannella News: Phil Cannella Shows You How to Escape Unnecessary Taxation
Phil Cannella – Phillip Cannella News: Phil Cannella Phil Cannella knows how to help you reduce your taxes in a legal way! While many can help you reduce your taxes by using methods that may not pass an IRS audit, Phil Cannella can do quite the opposite. His methods are right in keeping with IRS laws and regulations. This is what makes Phil Cannella such a popular public speaker. He has these golden nuggets of valuable information that he provides to his audience to help them Read More +
Phillip Cannella Media: Phil Cannella Shows You How to Escape Unnecessary Taxation
Phil Cannella – Phillip Cannella Media: Phil Cannella Phil Cannella knows how to help you reduce your taxes in a legal way! While many can help you reduce your taxes by using methods that may not pass an IRS audit, Phil Cannella can do quite the opposite. His methods are right in keeping with IRS laws and regulations. This is what makes Phil Cannella such a popular public speaker. He has these golden nuggets of valuable information that he provides to his audience to help them Read More +
Phillip Cannella Blog: Phil Cannella Won’t Let the Forces of Nature Get in His Way
Phil Cannella – Phillip Cannella Blog: Phil Cannella The company Phil Cannella founded, First Senior Financial Group, is located in the heart of the north-east, in King of Prussia, Pennsylvania. If you’ve been following the weather recently, this is one of the worst winters that has hit the region in decades. Phil Cannella doesn’t let the elements stop him, the show must go on even if the snow must go on. For the show to go on, it means that educational events continue to be held. Read More +
Phillip Cannella News: Phil Cannella Urges You to Crash Proof™ Your Retirement
Phil Cannella – Phillip Cannella News: Phil Cannella quite astutely points out, “There’s no lack of articles written about reaching retirement, enjoying retirement and what to do in retirement. But when’s the last time you read about Crash Proofing your retired years?” Phil Cannella is no stranger to helping people in their retired years, it’s what he does day in and day out. Every single week, Phil Cannella conducts an educational event to provide people in their retired years as well as those approaching retirement with tools, Read More +
Phillip Cannella Media: Phil Cannella Poses Questions to Answer Before and During Retirement
Phil Cannella – Phillip Cannella Media: Phil Cannella takes a step back to take a good hard look at your retirement so as to effectively plan for it. There is no cookie cutter approach to dealing with your retirement, no two cases, no two individuals are exactly alike. Phil Cannella observes that each and everyone of us and our individual needs are different and must be assessed independently. Phil Cannella points out that, “you have worked long and hard; you are at the summit of your financial Read More +
Phillip Cannella Blog: Phil Cannella’s Passion
Phil Cannella – Phillip Cannella Blog: Phil Cannella’s profound drive to help American retirees and protect them against the need for care as they age is deeply rooted in circumstances that molded his early years. Phil Cannella’s grandpa, months after retiring, was suddenly in need of nursing home care. The mounting bills were too much for the family and soon Phil Cannella’s dad was holding down 3 jobs and Phil Cannella himself also had to fend for the family. As Phil Cannella says, “At that moment, unbeknownst Read More +
Phillip Cannella Media: Phil Cannella on the Loss of His Grandfather
Phil Cannella – Phillip Cannella Media: Phil Cannella has had a very colorful life indeed. One particular circumstance in his early days shaped him perhaps more than any other; the loss of his grandfather. In Phil Cannella’s own words, “with the loss of my grandfather, and being two years behind in college, I was feeling somewhat washed-up and depressed. I wondered, ‘Where do I go from here?’ But even more so I was dismayed by my findings at the state capital. Disheartened and feeling dispirited, I asked Read More +
Phillip Cannella Blog: Phil Cannella Learns of The Vast Number of Families Needing Care
Phil Cannella – Phillip Cannella Blog: Phil Cannella looked exhaustively into the situation affecting so many American families where one or another needed some nursing home care or assisted living care. In fact, what Phil Cannella discovered is that every single year, approximately one million seniors who worked a lifetime become impoverished due to poor planning or no planning at all during the retirement phase of their life. Recognizing this appalling statistic, Phil Cannella was determined to do something about it and so he did. Starting in Read More +
